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10 Things the Auto Insurers Don’t Want You to Know After a Car Accident

Being in a car accident is a traumatic event for many reasons. Knowing your rights and entitlement to benefits following an accident can ease some of the stress during that traumatic time. Below are a few tips and some useful information for you to know if you are involved in a car accident: 

  1. You do not have to give a recorded statement to the other driver’s insurer.
  2. If you do give a statement to the other driver’s insurer, they will use it against you.
  3. Your own insurance company will have you sign an authorization in order to obtain your medical records from 5 years before the accident.
  4. The reason for this is so they can blame your injuries on pre-existing conditions and deny you treatment they would otherwise have to pay for.
  5. Don’t be surprised if the adjuster tells you that some of your medical treatment is unnecessary. They know how expensive medical treatment is and they don’t want to pay for it.
  6. Unless you purchased optional benefits, you can only receive a maximum of $400.00 a week for income replacement benefits.
  7. These optional benefits will only increase your premiums by a few dollars a month.
  8. If you are a passenger or pedestrian and do not have insurance, your treatment will be covered by the at-fault driver’s insurance.
  9. If you are denied treatment you have the right to dispute the denial.
  10. Accident settlement offers are always way too low.Car Accident Lawyer St. Catharines

Contact Graves & Richard at 905-641-2020 to get started on your free one-hour consultation. Our lawyers practice strictly personal injury law for individuals to recover damages for injuries and losses suffered as a result of motor vehicle accidents, slip and falls, dog bites and many other areas, all of which are listed on our site.